State Employees Credit Union Huntersville: A Comprehensive Guide

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If you're looking for a credit union that caters to your financial needs, the State Employees Credit Union Huntersville (SECU) is an excellent option. SECU is a non-profit organization that offers a range of financial products and services to its members. In this article, we'll take a closer look at SECU and what it offers.

What is SECU?

SECU is a member-owned financial institution that serves state employees and their families in North Carolina. It was established in 1937 and has since grown to become one of the largest credit unions in the country, with over 2.4 million members.

Membership

To become a member of SECU, you must be a state employee or a family member of a state employee. You can also become a member if you work for one of the credit union's partner organizations or if you live in the same household as a current member.

Products and Services

SECU offers a range of financial products and services to its members, including checking and savings accounts, loans, credit cards, and investment options. One of the credit union's standout products is its share term certificates, which offer competitive rates and flexible terms.

Why choose SECU?

SECU offers several advantages over traditional banks, including:

Low Fees and Interest Rates

As a non-profit organization, SECU is able to offer lower fees and interest rates on its products and services. This can save you money in the long run and help you achieve your financial goals faster.

Excellent Customer Service

SECU is known for its excellent customer service, with friendly and knowledgeable staff who are always ready to assist you with your financial needs.

Convenience

SECU has over 260 branches and ATMs across North Carolina, making it easy to access your accounts and manage your finances.

Tips for Managing Your SECU Account

If you're a SECU member, here are some tips to help you get the most out of your account:

Set Up Direct Deposit

Setting up direct deposit for your paycheck or other income can help you avoid fees and ensure that your funds are available immediately.

Use Online and Mobile Banking

SECU offers online and mobile banking services that allow you to manage your accounts, transfer funds, and pay bills from anywhere, at any time.

Take Advantage of Discounts and Rewards

SECU offers discounts and rewards to its members, including discounted movie tickets, theme park tickets, and more. Be sure to check the credit union's website for the latest offers.

Conclusion

Overall, SECU is an excellent choice for state employees and their families who are looking for a reliable and affordable financial institution. With its range of products and services, low fees and interest rates, and excellent customer service, SECU is definitely worth considering if you're in the market for a new bank or credit union.